Hundreds of thousands of people in Europe choose Bondora.
But don’t just take our word for it.
1,5 million
Applicants
17-year
Track record
€1 billion+
In small loans
See what our customers love

Sophie
I borrowed 100€ here
I borrowed 100€ here, at the beginning there was something unclear in my agreement which I did not understand.
I let customer service know this. The customer service solved that quickly and excellently for me and I was very happy with that.
Absolutely good and reliable company.

Peter
Great service
Everything filled out , scanned, gave permission to look into my statements. I have nothing to hide. 2 minutes later money was already in my account.
Refund also no problem.

Monique
Good and fast service
Recently I have been using the services of Bondora. At first I had my doubts about the reliability but I found the information about the loan offer clear and the processing went very smoothly.
You receive the money (after approval) almost immediately in your account.
I was also helped nicely by the customer service, got a quick response to my question. The online account is also clear and user-friendly.
I definitely recommend it to everyone.

Luca
Fast and adequate
When I read the reviews I doubted there were fake reviews posted, but after enough searching on google and multiple forums I was convinced Bondora was worth the chance to try.
I am always suspicious when it comes to sharing personal information (copy ID card, IDIN link, and insight into the transactions on your account) but in the end everything went well!
The offer that fit my situation was pretty much what I was looking for, and it was indeed – as other reviews indicated – in your account within minutes!
I had many overdue accounts with Klarna that I could not redeem in a short period of time. This was the ideal solution for me. Top service!
The reviews displayed here are a curated selection from Trustpilot. You can view all reviews here. These reviews were sourced from Trustpilot, and customers were not incentivized or compensated for their feedback. The reviews are selectively chosen from the past two years and are shown to transparently reflect user experiences with us.
Why our customers trust us
Transparent
processes
You can make informed decisions with confidence, knowing every step of our lending process is clear and has no hidden terms or fees.
Safe and secure
Your loan application is handled with the highest security standards, so your personal information stays private and protected.
Dedicated
support
Whenever you have questions or need guidance, our helpful support team is just a message away.
Calculate your possible offer
Why partner with Bondora
Simple application
Transparent fees
No collateral needed
About us

Founded by Pärtel Tomberg in 2008 during the global financial crisis, Bondora was established so people can access affordable credit solutions to accelerate their dreams.
Today, hundreds of thousands of people in Europe choose Bondora to meet their financial goals.
Whether you’re planning a bigger purchase, consolidating debt, or managing unexpected expenses, our personalized credit solutions can help you move forward.
With 17 years of experience and a dedicated team of nearly 200 employees, we are dedicated to operating with transparency and compliance in every market.
Your questions,
answered
What are the fees?
You can view all our transparent fees on this page. If you take a loan with us, you will see a clear description of your fees before signing the contract.
How to pay back the loan?
Simply add the money required for your monthly payment to your Bondora account before the payment due date.
You can make ad hoc payments from your internet bank, or set up a standing payment order.
Can I repay my loan early?
Yes, and there are no extra costs for early repayment. You can do partial or full early repayments of your loan. You can read more about the specific processes on our Help Centre.
How much can I borrow?
You can get a personal loan ranging from €100 – €15000. However, because the loan amount is calculated based on your unique financial situation, please submit an application to see exactly what amount you could qualify for. Tip: Getting an offer doesn’t mean you have to take the loan.
Is Bondora secure?
Founded in 2008, Bondora Group has grown into an international company of about 200 employees. Today, we can proudly call ourselves one of Europe’s most established fintechs specializing in loan and investment products.
For more than 17 years, our customers have chosen us as their trusted loan partner across various EU countries.
Customers’ information is kept private and confidential on secure servers. We have a host of safety measures that comply with legal requirements and help safeguard our customers’ information, such as AML & KYC processes, consumer protection, data protection, and online verification.
Our lending activities comply with local legislation, good practice, and responsible lending principles.
Bondora AS, which belongs to Bondora Group, operates as a Licensed Credit Provider and is supervised by the Estonian Financial Supervision and Resolution Authority. In Finland, we operate through a branch that the Finnish Financial Supervisory Authority supervises. We also have an operating license in Latvia, supervised by Latvijas Banka.
