Hundreds of thousands of people in Europe choose Bondora.

But don’t just take our word for it. 

1,5 million

Applicants

17-year

Track record

€1 billion+

In small loans
Based on the data from lending activities in Estonia, Finland, Spain, The Netherlands, and Latvia.

See what our customers love

Sophie

Review shared on 26 Aug 2024

I borrowed 100€ here

I borrowed 100€ here, at the beginning there was something unclear in my agreement which I did not understand.

I let customer service know this. The customer service solved that quickly and excellently for me and I was very happy with that.

Absolutely good and reliable company.

Peter

Review shared on 5 July 2024

Great service

Everything filled out , scanned, gave permission to look into my statements. I have nothing to hide. 2 minutes later money was already in my account.

Refund also no problem.

Monique

Review shared on 8 April 2024

Good and fast service

Recently I have been using the services of Bondora. At first I had my doubts about the reliability but I found the information about the loan offer clear and the processing went very smoothly.
You receive the money (after approval) almost immediately in your account.

I was also helped nicely by the customer service, got a quick response to my question. The online account is also clear and user-friendly.

I definitely recommend it to everyone.

Luca

Review shared on 14 August 2023

Fast and adequate

When I read the reviews I doubted there were fake reviews posted, but after enough searching on google and multiple forums I was convinced Bondora was worth the chance to try.

I am always suspicious when it comes to sharing personal information (copy ID card, IDIN link, and insight into the transactions on your account) but in the end everything went well!

The offer that fit my situation was pretty much what I was looking for, and it was indeed – as other reviews indicated – in your account within minutes!

I had many overdue accounts with Klarna that I could not redeem in a short period of time. This was the ideal solution for me. Top service!

Photos and names are for illustrative purposes only. 

Top and easy
Solved!!! Easy and fast

- Ruben

registering is not difficult, just like with all banks a check of your intention time must be done, this takes a few hours. but then you can deposit.

- Customer

revolut is not supported, so if you are with revolut you can not borrow money here because you have to verify your idin but revolut is not listed so you never get past the verification page.

this means you can not apply for a loan.

- AYD

Loan closed, everything went fast and easy. There is an extra invoice with my payments of 27.84! What is this for? Can’t get in touch with Bondora….

- Jelle

Processing leaves much to be desired!!

Fine agency, however after paying off the loan this is NOT passed on to BKR.
Multiple emails sent to customer service, but no response!

- seven

Great service. Everything filled in, scanned, given permission to look at my statements. I have nothing to hide
2 minutes later the money was already in my account. Repayment is also no problem 👍

- Hannah

I can’t get past number 7 because then I say that bank account and telephone number are incorrect while I have never been here before, it’s so bad

– Angelique

Why our customers trust us

Transparent
processes

Safe and secure

Dedicated
support

Calculate your possible offer

Amount
€ 3.000
€ 100
€ 15.000
Term
36
months
24
months
84
months

Approximate monthly payment

2.779

Why partner with Bondora

Choose us as your trusted partner for secure, simple financial solutions tailored to your needs.

Simple application

Apply fully online, and receive all information in your inbox and take all the time you need to check if you like our loan offer

Transparent fees

You see the clear cost breakdown before signing.

No collateral needed

All our loans are collateral-free so you can enjoy more peace of mind and freedom.

Leading European Tech Scaleups (LETS)

2024

Top 250 Fintech Companies 

2024

Top 30 tech companies in Estonia

2024

Top 100 Estonian Companies 

2024

Top 250 Fintech Companies 

2023

Top 30 tech companies in Estonia

2023

National winner

2019

About us

Founded by Pärtel Tomberg in 2008 during the global financial crisis, Bondora was established so people can access affordable credit solutions to accelerate their dreams.

Today, hundreds of thousands of people in Europe choose Bondora to meet their financial goals.

Whether you’re planning a bigger purchase, consolidating debt, or managing unexpected expenses, our personalized credit solutions can help you move forward.

With 17 years of experience and a dedicated team of nearly 200 employees, we are dedicated to operating with transparency and compliance in every market.

Your questions,

answered

  • What are the fees?

    You can view all our transparent fees on this page. If you take a loan with us, you will see a clear description of your fees before signing the contract.

  • How to pay back the loan?

    Simply add the money required for your monthly payment to your Bondora account before the payment due date.

    You can make ad hoc payments from your internet bank, or set up a standing payment order.

  • Can I repay my loan early?

    Yes, and there are no extra costs for early repayment. You can do partial or full early repayments of your loan. You can read more about the specific processes on our Help Centre.

  • How much can I borrow?

    You can get a personal loan ranging from €100 – €15000. However, because the loan amount is calculated based on your unique financial situation, please submit an application to see exactly what amount you could qualify for. Tip: Getting an offer doesn’t mean you have to take the loan.

  • Is Bondora secure?

    Founded in 2008, Bondora Group has grown into an international company of about 200 employees. Today, we can proudly call ourselves one of Europe’s most established fintechs specializing in loan and investment products.

    For more than 17 years, our customers have chosen us as their trusted loan partner across various EU countries.

    Customers’ information is kept private and confidential on secure servers. We have a host of safety measures that comply with legal requirements and help safeguard our customers’ information, such as AML & KYC processes, consumer protection, data protection, and online verification.

    Our lending activities comply with local legislation, good practice, and responsible lending principles.

    Bondora AS, which belongs to Bondora Group, operates as a Licensed Credit Provider and is supervised by the Estonian Financial Supervision and Resolution Authority. In Finland, we operate through a branch that the Finnish Financial Supervisory Authority supervises. We also have an operating license in Latvia, supervised by Latvijas Banka.

Want to get in touch?

We're happy to support you and answer any questions you might have.