A trusted way to borrow on your terms
Get a personalized loan offer with fixed interest, transparent fees, and full repayment flexibility.
200,000+ customers
100% online
Interest rate from 4.5%
1,5 million
Applicants
17-year
Track record
€1 billion+
In small loans
Top and easy
Solved!!! Easy and fast
registering is not difficult, just like with all banks a check of your intention time must be done, this takes a few hours. but then you can deposit.
revolut is not supported, so if you are with revolut you can not borrow money here because you have to verify your idin but revolut is not listed so you never get past the verification page.
this means you can not apply for a loan.
Loan closed, everything went fast and easy. There is an extra invoice with my payments of 27.84! What is this for? Can’t get in touch with Bondora….
Processing leaves much to be desired!!
Fine agency, however after paying off the loan this is NOT passed on to BKR.
Multiple emails sent to customer service, but no response!
Great service. Everything filled in, scanned, given permission to look at my statements. I have nothing to hide
2 minutes later the money was already in my account. Repayment is also no problem 👍
I can’t get past number 7 because then I say that bank account and telephone number are incorrect while I have never been here before, it’s so bad
The reviews displayed here are a curated selection from Trustpilot. You can view all reviews here. These reviews were sourced from Trustpilot, and customers were not incentivized or compensated for their feedback. The reviews are selectively chosen from the past two years and are shown to transparently reflect user experiences with us.
Why partner with Bondora
100% online
No collateral needed
Transparent fees
Tailored to you
Free early repayment
Leading European Tech Scaleups (LETS)
Top 250 Fintech Companies
Top 30 tech companies in Estonia
Top 100 Estonian Companies
Top 250 Fintech Companies
Top 30 tech companies in Estonia
National winner
Get started in just 3 steps
Get started in just 3 steps
1
Complete your application
Online. Secure. Trustworthy.
2
Review your offer
Fixed interest. Transparent fees.
3
Sign and get your money
Paid to your bank account.
standards
affordability rules
Dutch and English
See what our customers love
Sophie
I borrowed 100€ here
I borrowed 100€ here, at the beginning there was something unclear in my agreement which I did not understand.
I let customer service know this. The customer service solved that quickly and excellently for me and I was very happy with that.
Absolutely good and reliable company.
Peter
Great service
Everything filled out, scanned, gave permission to look into my statements. I have nothing to hide. 2 minutes later money was already in my account.
Refund also no problem.
Monique
Good and fast service
I recently started using Bondora’s services. At first, I had my doubts about its reliability, but I found the information about the loan offer to be clearly described and the settlement process went very smoothly.
Once approved, you receive the money in your account almost immediately.
I also received excellent assistance from customer service, who responded quickly to my query. The online account is also clear and user-friendly.
I would definitely recommend it to everyone.
Luca
Fast and adequate
When I read the reviews I doubted there were fake reviews posted, but after enough searching on google and multiple forums I was convinced Bondora was worth the chance to try.
I am always suspicious when it comes to sharing personal information (copy ID card, IDIN link, and insight into the transactions on your account) but in the end everything went well!
The offer that fit my situation was pretty much what I was looking for, and it was indeed – as other reviews indicated – in your account within minutes!
I had many overdue accounts with Klarna that I could not redeem in a short period of time. This was the ideal solution for me. Top service!
Your questions, answered
What are the fees?
You can view all our transparent fees on this page. If you take a loan with us, you will see a clear description of your fees before signing the contract.
How to pay back the loan?
Simply add the money required for your monthly payment to your Bondora account before the payment due date.
You can make ad hoc payments from your internet bank or set up a recurring payment order.
Can I repay my loan early?
Yes, there are no extra costs for early repayment. You can make partial or full early repayments of your loan. You can read more about the specific processes in our Help Centre.
How much can I borrow?
You can get a personal loan ranging from €100 – €15000. However, because the loan amount is calculated based on your unique financial situation, please submit an application to see exactly what amount you could qualify for. Tip: Getting an offer doesn’t mean you have to take the loan.
Is Bondora secure?
Yes, Bondora is secure. Founded in 2008, Bondora Group has grown into an international company of about 200 employees. Today, we can proudly call ourselves one of Europe’s most established fintechs specializing in loan and investment products.
For more than 17 years, our customers have chosen us as their trusted loan partner across various EU countries. Customers’ information is kept private and confidential on secure servers. We have a host of safety measures that comply with legal requirements and help safeguard our customers’ information, such as AML & KYC processes, consumer protection, data protection, and online verification. Our lending activities comply with local legislation, good practice, and responsible lending principles.
Bondora AS, which belongs to Bondora Group, operates as a Licensed Credit Provider and is supervised by the Estonian Financial Supervision and Resolution Authority.
